Access Your Home Equity Without Selling Your Home
Discover how a reverse mortgage could help improve your retirement cash flow.
Home Reverse | Powered by Barrett Financial Group
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John and Linda, UT
"The HECM program changed what our monthly budget looks likes”
“We didn’t really understand reverse mortgages at first and were hesitant.
Jon explained everything clearly with no pressure.
Now that our payment is gone, we feel so much more at peace.” results vary / not all borrowers qualify
— John & Linda, Utah
May reduce or eliminate monthly mortgage payments*
Access home equity with flexible payout options**
Continue living in your home while meeting loan requirements
Choose from multiple payout options based on your needs
May have no impact on Social Security or Medicare benefits***
*Not all borrowers will qualify. Terms, conditions, and property requirements apply. Borrowers must continue to pay property taxes, insurance, and maintain the home.
*Loan proceeds are generally not considered taxable income; consult a tax professional.
***Impact to benefits may vary; consult a financial advisor.
Pat and Linda, AZ
“We were skeptical—but it completely changed our perspective”
“We were skeptical at first because of what we had heard years ago.
But everything was explained clearly with no pressure.
Once we understood how it works, it just made sense—and it was the right move for us.”
results vary / not all borrowers qualify
— Pat and Linda, Arizona
Mel and Joan, AZ
“I almost didn’t apply—but I’m so glad I did”
“I didn’t think I would qualify and almost didn’t fill out the form.
But the process was simple and everything was explained clearly.
We were able to access extra cash without selling our home.”
results vary / not all borrowers qualify
— Mel and Joan, Utah
NO OBLIGATION OFFER
✔ No obligation
✔ Trusted by homeowners nationwide
✔ FHA-insured reverse mortgage program available
✔ Quick 60-second eligibility check
FAQ
Frequently Asked Questions
Do I still own my home?
Yes, the home stays in your name..
Do I have to make payments?
No monthly mortgage payment is required as long as you live in the home and keep current on property taxes, homeowners insurance and maintenance.
Is this safe?
This is an FHA-insured program designed to protect homeowners..
What happens to my home when I pass away?
Your home stays in your name, and your heirs can choose to keep it or sell it. FHA-insured HECM reverse mortgages are non-recourse: when the home is sold to repay the loan, heirs are generally not responsible for any balance above the home’s sale value. Terms vary by program
Will this affect my Social Security or Medicare?
Social Security and Medicare are generally not affected, but needs-based benefits can be. Confirm with a benefits advisor.
